Sometimes it’s hard to write………..

I have been away from the blog for almost two full months. I have done my best to avoid social media on a personal level which moves over the blog as well.  Honestly, I’ve really enjoyed taking a break and only had the urge to write a couple of times since.  I want to dive in and tell you why sometime’s it’s hard to write about your money and your situation.

Sometime it’s hard to write about your money

A couple things happened recently to make it just a little more difficult to write.  After having some water damage that I talked about in March we were faced with a couple decisions in regards on what to do next.  Fixing the first floor (tenant occupied) and garden apartment (tenant recently moved out) were no- brainers for us.

What about the rest?

With the garden apartment left in poor to below average condition we decided to have our trusted contractor get the unit “rent ready”.  Our unit on the second floor also had water damage and were left with a decision on how much work we would want have done.  We also found out during this process while everything was tarped off that there was an issue with the toilet and it was in our best interest to shut off the water to the toilet.

So where do you go to the bathroom?

As the famous saying goes “everything happens for a reason” we walked down two flights of stairs and used the bathroom in garden unit while our bathroom was out of order.  During this time we had another house catastrophe that we hoped was fixed with our low cost option a few months earlier…… such luck.  We had a major storm and water came through the front of our brick home through the window trim and drywall.

When it rains it pours am I right?

As our house is from 1913 was slowly crumbling down we had a few decisions to make.  Our bathroom was already in disarray, our front wall was a wet pile of mess, and our unit could very well use some work.  Over the past almost 5 years we have been patching items or fixing the immediate need as this property while our home is first an investment property.  We decided to take the leap and have the unit we use as a primary residence have a little work done.  Our decision is to make it more like the owner’s unit, shiny and new.

If the unit is being rehabbed, where are you living?

Funny how things work.  The garden apartment is “rental ready” and we are the new renters!  We moved the essentials down to the garden unit minus a few of the big items while everything is being worked on.  Since May 1 we have been living in the garden unit and so far it’s actually pretty nice.  It’s also a great opportunity to reduce some of the “stuff” that we have as our unit is closer to 1300 square feet and the garden apartment is around 800 square feet.

Your house is being rehabbed, why does that make it hard to write?

One of my main goals when I started writing was to pay off my personal debt and reach financial independence.  I have paid off all of my personal debt, no more student loans, credit cards (I did break down and get an Alaskan Airlines credit card for the companion pass discount for an upcoming trip) or car loans.  This past year we finished up paying off our Florida rental home and now only have our primary mortgage loan left (we now have a HELOC, details for another day).

Things are going really well.

Everything is in place financially.  Automatic 401k, H.S.A., Brokerage savings, additional mortgage payments (on hold as we rehab).  So now I just sit and wait till I reach financial independence, just a short 36 months away.  I think because of this I don’t have a real motivation to write.  I could write about the rehab, insurance from water damage, brokerage account decisions, but I haven’t found the motivation.  The rehab isn’t really the issue.

For me it’s just hard to write sometimes.

They tried to make me go to rehab
I said, “no, no, no”

There are days I just don’t have the mental capacity to write.  Work at the 9-5, construction project management throughout the day and during down times, walk the dog, and cook dinner.  I would rather watch an episode of “Leftovers” on HBO Go than share with the world how my brokerage account is doing.

In short, I’m doing great and currently lack the motivation to write about my money.  I’m still on my path to financial independence, just sharing less is all.  I hope everyone on the internet is doing well, until next time!

I apologize if this is poorly edited or written for that matter.  I was writing from the hip and wanted to get it out.  Thanks.


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