My Season of Wins and Losses in Fantasy Football

As the NFL season comes to a close so has my Fantasy Football season, which I take about as seriously as my craft beer, Wisconsin string cheese, and paying off student loan debt.  Financially this has been the best year I have ever had for fantasy football.  Since this is a blog about money I wanted to make sure I mentioned that in the beginning.  Fantasy football for me is bigger than just gambling a few dollars and picking your favorite NFL player to bring home the fantasy football title, today I’m going to share a few things that made this year the best.

Fantasy Football (FF) itself is simple enough, in fact in many ways it’s just a game of numbers.  Each year we all start out by putting $50 into the pot.  Our league has 12 players, so a grand total of $600 can be won, the payouts are as follows:

  • $50 Regular season champ
  • $275 1st place
  • $175 2nd place
  • $100 3rd place

The opportunity is available to win up to $275($325 total minus entry fee of $50), which in my world buys a Republic Wireless Moto X (2nd generation) and shameless plug.  I play FF with a few friends from high school and college; it’s a great excuse to send a text or email to let them know I plan to win by 100 points and to see how life is going for them.  This year for the draft we were able to know our draft positions a few days before the draft, which essentially gave me a few days to read every fantasy football article written on draft rankings and projected totals.  It was heaven for me when I found I had the #2 pick, not so much that I had a high draft pick to choose the best available player, but more that I knew my draft position would be picks 2, 23, 26, 47, 50, 71, 74 through the first 7 rounds.  So I did what any good personal finance enthusiast would do and mapped out a plan, advantage Even Steven Money.

Usually I name my team after one of the players I draft and put a little something humorous behind it, but this year I was serious, so I went with Even Steven Money.  The year was great because my team was almost unstoppable.  Because I’m a little bit of a gambler I also had a couple side bets with my friend, the potential loss or gain could be as high as $100.

As I mentioned my team was really good, I was actually undefeated at 12-0 with one game to go in the regular season.  Things were at an all time high, I was talking trash to everyone.  One week I even texted this to an old college friend after I beat him by almost 100 points.



He did not respond until a day later, I laughed so hard.  I couldn’t have planned it better.




I had another matchup with my friend whom I had an ongoing bet with.  I was currently ahead $40 in our bets and talking trash at a highly offensive rate.  I had already won the regular season title and an additional confirmed $50 was heading in my direction.  Then it happened every single thing that could have gone wrong did and I lost, pretty bad actually.  Very difficult to talk trash when you lose, not much to say…..well I had a little to say but I was definitely humbled.

Going into the playoffs I had a chance to win anywhere from $0-$275, as I received a first round bye and automatically into the top 4 teams, increasing my chances to win.  Then it happened again, the other team I played scored the highest point total it had all year and I was battling for 3rd place at the end of  the year, in fact if I took 4th place I was also handing over a 6-pack of my friend’s favorite craft brew.

The good news is the Fantasy Football juggernaut team known as Even Steven Money came through and saved the day.  After all was said and done I finished in 3rd place.




All in all Fantasy Football was a success financially this year taking home $150 ($100 after the entry fee), I ended up breaking “Even Steven” with my friend on our bets, so here’s to another great year playing fantasy football an opportunity to donate or make a few dollars, chat with old friends, dive into the NFL, plan my FF draft strategy, and talk FF with everyone at work.  Cheers to my 2015 Even Steven Money team, you guys are the best, I look forward to doing it all again next year.

8 Responses to “My Season of Wins and Losses in Fantasy Football

  • I do a 12 team $75 league with my friends from high school as well but we do an auction draft. I had a terrible draft and was left with $37 of my $200 budget at the end of the draft. I made the playoffs in the last game of the season, only scored 82 points in the semi-finals and still ended up winning the whole thing for the first time in 7-10 years!

    This season sums up pretty well the reasons why I hate fantasy football but my pockets are a bit fuller and the traveling trophy is heading to the IPD household so I can’t complain too much!
    Thias @It Pays Dividends recently posted…When Motivation Disappears…And How to Get it BackMy Profile

    • EvenStevenMoney
      2 years ago

      Wait you guys have a traveling trophy……I’m impressed:)

  • At least you made the playoffs. I was a pathetic 4-9 this year and missed it for the first time.

    • EvenStevenMoney
      2 years ago

      FF was probably miserable for you, yelling at the NFL players for being injured and such.

  • I played in a free league with some friends, just for bragging rights. I lost in the finals, so finished in 2nd place. Not to bad considering my QB Andrew Luck was not so lucky with injuries this year.
    Brian @DebtDiscipline recently posted…Doctor Evil MoneyMy Profile

    • EvenStevenMoney
      2 years ago

      Yeah maybe was Luck was on your side if you finished 2nd!

  • I basically finished Even Steven with all my leagues. But it’s fun to keep in contact with friends!
    Fervent Finance recently posted…2015 Net Worth and Expense RecapMy Profile

    • EvenStevenMoney
      2 years ago

      Any time you use the term Even Steven it has to a good thing!

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