Only 12,000 Days till I Retire
What if I told you that retirement for anyone who is in their early 30’s, leaves you with about 35 more years until you retire. In my case this is for when I turn 65, so 33 more years. Imagine it, 12,000 more days, 289,000 more hours, 1,721 weeks left of grinding it out at your job. Jumping in your car, grabbing your coffee at Starbucks, sitting in front of a computer for 8+ hours, oops don’t forget to get lunch, still the highlight of most people’s day, jump back in your car, face the long drive, killer traffic, angry road raging drivers(maybe it’s you, calm down it’s going to be ok), to go home, relax for a little while or not if you have kids and hit repeat 11, 999 more times, you know what I’ll cut you a break, let’s cut out the Weekends, Holidays, and Vacations, and now it’s 8,280 more days of work left…………………..Depressing for most of us, myself included.
Wait there’s another option, for the love of God there has to be, who would make it through that every day? My Grandfathers could, rest in peace to both of you, but that was the old days before computers, pensions disappeared, and credit cards and student loans punched us straight in the baby maker. So what if there was an alternative to the remaining 35 years of cubicles? Here is a little Secret, there is.
I have plans to retire from my day job in less than 7 years? You would probably laugh or wish me luck with some sarcasm behind that response, that’s what I get when I tell friends and family my plan, so don’t feel bad laugh away, most people don’t think it’s possible. I was skeptical of others who had achieved this so-called “Financial Independence”. When I first read mrmoneymustache.com, I said BS, I hate that guy, blame Canada I don’t believe he rode his bike everywhere and stopped working. Then I started reading some more, one of the first early retirement bloggers http://earlyretirementextreme.com/how-i-live-on-7000-per-year.html, I started to think a little more ok, well sure you can retire early if you only need $7,000 year, what does this guy do camp out in a forest and hunt his own food. So yeah skeptical might be the first place I started at.
All of this stuff seemed too good to be true, this guy and that guy had already retired early, while it’s great to have someone who did it, I needed to read and research someone who was on this journey. I came across a couple of people and one that stood out was 1500Days his “The Awakening” and started to think, this might be possible, his sunset of Kauai had me thinking of my “Why” and beyond that he made a commitment and has a plan to retire in, you guessed it 1500 days, but I’m not sure if his plan is for me. That’s when it hit me Captain Obvious took his Obvious Stick and knocked me right up the head with it. Everyone’s situation is different. Oh captain obvious, you are the best.
That’s when I really started looking at this and my own financial situation and put together some numbers and figures and realized I can retire early. My approach isn’t going to be 100% the same as Mr Money Mustache or 1500 Days, but it’s certainly going to include some of their tactics. Because in the end it’s going to come down to this: Savings and Passive Income>Expenses, seems “Captain Obvious Easy” but it’s going to take hard work and dedication to my plan. Let’s never talk about 12,000 days again.
How many days till you retire? Do you want to become Financially Independent? Are you looking to join Even Steven Money on his money journey? Go ahead sign up via email and join Even Steven Money.
Main Photo courtesy of torycapital.com