#TheRoad to Financial Wellness

The following blog post is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today they will be in the Chicago area! Our goal is to help people learn about money by starting the conversation. We understand that local conversations can help bring about national awareness.

First off let me say what an amazing adventure Jason from Phroogal has taken up.  Traveling from Portland, Maine to Los Angeles, California empowering communities to join him in the road to financial wellness.  I am privileged to be part of the festivities with this post and I already bought my Free Tickets for tonight, I hope to see you there.  I’m excited to learn more about financial wellness and what Jason and His and Her Money, Debt Free Divas, and Trea’s Two Cents  have to say.  Here’s a glimpse into tonight.

The mission statement for the Phroogal Road Trip:

The goal is to grow local awareness that will turn into a national conversation about financial wellness. We believe that in order for people to learn about money the conversation must be started.

Let’s start the conversation.  I enjoy talking about money, but without the online financial community I sometimes feel like the kid who ate glue in class, the conversation steers to more fun things to talk about like buying Range Rovers and the new iPhone, both of which I know nothing about, in fact I even try not to.  The issue is so many people have financial troubles or do not know what to do with money that a conversation has to be started.  It might start out as uncomfortable, but when you find out that someone is using a budget, paying off credit cards, or investing in the stock market it makes you think.  In the beginning it might just be listening to the new material, but slowly you become interested in how to make your finances better.  Next thing it’s a Google search, wondering what financial wellness is or how to create a zero sum budget.  Then you ask your partner or friend what they do with their money, and a little conversation begins that doesn’t feel so uncomfortable anymore. That’s what I envision the Phroogal Road Trip to promote and I’m happy to be apart of.  I hope to see you there.

Last but not least, one of the sponsors of the The Road to Financial Wellness is Payoff.com and they sent over a Financial Personality Quiz that I took just today.

So, what’s the deal with this quiz? Well…

  • Our Financial Personality Quiz helps you understand your financial behaviors and money mindset. We believe that knowledge is power, and the knowledge you’ll gain from this quiz will help you begin to take the right steps toward financial wellness and freedom.
  • It’s a fun, 3-minute assessment that uses the empirically proven OCEAN framework. What does that stand for? Openness, conscientiousness, extraversion, agreeableness, and neuroticism – all behavioral characteristics that impact your mindset and relationship with your finances.
  • Fun Fact: Payoff’s FPQ was designed by eHarmony’s original Chief Science Officer and lead inventor of their “Love” patent, and now our Chief Science Officer, Dr. J. Galen Buckwalter. He’s responsible for 4% of marriages in the United States. Galen took his experiences with love and compatibility to Payoff to make connections between personality and money that will promote healthier financial habits and increased awareness.

It was fun to take the quiz, here’s my results below:




As The Rock, you bring a stalwart and stable attitude to both your social life and your finances. You keep a level head no matter the situation. Your friends and family count on you to lead by example. You don’t get riled up easily and don’t jump into situations without first thinking through the short and long term results of your actions. Some people may call you cold and calculating, but they don’t really know you. You passionately stick up for those close to you, but you simply aren’t controlled by your emotions.

Financial Habits of The Rock

  • Rarely buys impulsively
  • Doesn’t let emotions affect their financial decisions
  • Comes back quickly from financial losses
  • Avoids new financial tools or methods to handling finances
  • May find it difficult to share financial information with family and friends
  • Able to think of creative ideas to solve future financial issues


“Reach financial independence and retire early.”

— Even Steven Money

How Being The Rock Can Impact Your Dream

Rock, you have a path and you stick to it. While your stability is the envy of many, try to remember that not everyone can master emotions like you. Allow yourself some spontaneity once in a while and show patience toward others, and life will be a dream.

Want to give the quiz a try, here’s the link, it takes 3 minutes and they closest thing to personal information they ask you to provide is an email so they can send you the results.

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